https://myfireplan.ch/blog/ Plain-language guides on FIRE numbers, AHV, pension fund, Pillar 3a, taxes, health insurance and retiring abroad. Each one ends with a calculator you can try. en-CH Thu, 08 Oct 2026 06:00:00 GMT https://myfireplan.ch/blog/buy-or-rent-abroad-vs-switzerland/ https://myfireplan.ch/blog/buy-or-rent-abroad-vs-switzerland/ Thu, 08 Oct 2026 06:00:00 GMT Buying a home abroad ties up capital in one place and one currency. How to compare buying, renting abroad and staying in Switzerland, and the hidden costs. https://myfireplan.ch/blog/thailand-retirement-from-switzerland/ https://myfireplan.ch/blog/thailand-retirement-from-switzerland/ Thu, 01 Oct 2026 06:00:00 GMT Thailand can cut your monthly budget to about CHF 1,800. What the retirement visa asks for, how foreign income is taxed and the risks that matter at 70. https://myfireplan.ch/blog/southern-europe-retirement-compared/ https://myfireplan.ch/blog/southern-europe-retirement-compared/ Tue, 29 Sep 2026 06:00:00 GMT Four southern European options compared for an early retiree from Switzerland: visas, tax approach, healthcare and budget in francs. Facts to check. https://myfireplan.ch/blog/retire-abroad-from-switzerland/ https://myfireplan.ch/blog/retire-abroad-from-switzerland/ Tue, 22 Sep 2026 06:00:00 GMT Lower costs are only part of it. What happens to your AHV, pension fund, Pillar 3a, health insurance and taxes when you leave Switzerland to retire. https://myfireplan.ch/blog/die-with-zero-rent-for-life/ https://myfireplan.ch/blog/die-with-zero-rent-for-life/ Tue, 15 Sep 2026 06:00:00 GMT Most savers end life with far more than they needed. Why a plan that spends down on purpose can pay for more living, and the risks that stop you going to zero. https://myfireplan.ch/blog/need-less-than-you-think/ https://myfireplan.ch/blog/need-less-than-you-think/ Thu, 10 Sep 2026 06:00:00 GMT Cutting CHF 1,000 from monthly spending can move your independence date by years. Where the money really goes and how to cut without feeling poorer. https://myfireplan.ch/blog/rent-or-buy-fire-switzerland/ https://myfireplan.ch/blog/rent-or-buy-fire-switzerland/ Tue, 08 Sep 2026 06:00:00 GMT Owning a home can lower your retirement spending or lock up the money you need. How to compare, with a worked example for a CHF 1.2 million flat. https://myfireplan.ch/blog/invest-etf-switzerland-fees/ https://myfireplan.ch/blog/invest-etf-switzerland-fees/ Tue, 01 Sep 2026 06:00:00 GMT A plain guide to a low-cost portfolio from Switzerland: why broad index funds, how fund domicile affects withholding tax and what fees do over 30 years. https://myfireplan.ch/blog/sequence-of-returns-risk/ https://myfireplan.ch/blog/sequence-of-returns-risk/ Thu, 27 Aug 2026 06:00:00 GMT Two retirees, the same average return and very different outcomes. How the order of returns can break a plan and what early retirees can do about it. https://myfireplan.ch/blog/health-insurance-early-retirement/ https://myfireplan.ch/blog/health-insurance-early-retirement/ Tue, 25 Aug 2026 06:00:00 GMT Basic insurance is compulsory and costs the same whether you work or not. How premiums, deductibles and subsidies work for early retirees in Switzerland. https://myfireplan.ch/blog/retire-early-taxes-switzerland/ https://myfireplan.ch/blog/retire-early-taxes-switzerland/ Tue, 18 Aug 2026 06:00:00 GMT What you pay when you live from savings in Switzerland: income, wealth and withdrawal taxes, why your canton matters and which levers are real. https://myfireplan.ch/blog/bvg-early-withdrawal/ https://myfireplan.ch/blog/bvg-early-withdrawal/ Tue, 11 Aug 2026 06:00:00 GMT What you can do with second-pillar money if you stop working early: early retirement, a vested benefits account, a lump sum, and the tax and risk trade-offs. https://myfireplan.ch/blog/pillar-3a-early-retirement/ https://myfireplan.ch/blog/pillar-3a-early-retirement/ Thu, 06 Aug 2026 06:00:00 GMT Pillar 3a cuts your tax bill while you work and becomes reachable five years before 65. How to use several accounts, when to withdraw and what the limits are. https://myfireplan.ch/blog/ahv-gap-years-early-retirement/ https://myfireplan.ch/blog/ahv-gap-years-early-retirement/ Tue, 04 Aug 2026 06:00:00 GMT Stop working at 45 and your AHV pension can shrink for life. How contribution years work, what non-employed people pay and how to close the gap. https://myfireplan.ch/blog/fire-types-lean-fat-barista-coast/ https://myfireplan.ch/blog/fire-types-lean-fat-barista-coast/ Tue, 28 Jul 2026 06:00:00 GMT Four ways to reach financial independence, from a CHF 2,500 lean budget to a CHF 7,000 fat one. What each needs in francs and who it suits. https://myfireplan.ch/blog/four-percent-rule-swiss/ https://myfireplan.ch/blog/four-percent-rule-swiss/ Tue, 21 Jul 2026 06:00:00 GMT The 4% rule comes from US data over 30 years. Early retirees need longer horizons, so 3.5% is the safer start. What the rule says and what it does not. https://myfireplan.ch/blog/three-pillars-early-retirement/ https://myfireplan.ch/blog/three-pillars-early-retirement/ Thu, 16 Jul 2026 06:00:00 GMT AHV, pension fund and Pillar 3a: what each one pays, when you can reach it and what that means if you stop working before 65. https://myfireplan.ch/blog/savings-rate-years-to-freedom/ https://myfireplan.ch/blog/savings-rate-years-to-freedom/ Tue, 14 Jul 2026 06:00:00 GMT Your savings rate, not your salary, decides how many years you need. A table from 10% to 80% shows 66 years at the low end and 6 at the high end. https://myfireplan.ch/blog/fire-number-switzerland/ https://myfireplan.ch/blog/fire-number-switzerland/ Tue, 07 Jul 2026 06:00:00 GMT Multiply yearly spending by 25 to 30 for a first answer, then adjust for AHV, pension fund and Pillar 3a. A table in francs and the Swiss twist. https://myfireplan.ch/blog/what-is-fire-switzerland/ https://myfireplan.ch/blog/what-is-fire-switzerland/ Thu, 02 Jul 2026 06:00:00 GMT FIRE means building a pot that covers your spending so work becomes optional. Here is how it works in Switzerland, where it helps and where it gets harder.