AHV contributions for non-employed people
AHV contributions paid by people without (enough) work income, based on wealth and pension income.
Early retirees pay them until the reference age. The amount comes from an official table on wealth plus 20 times yearly pension income, from a minimum up to a maximum.
Tools that use it
Related terms
- AHV (old-age and survivors’ insurance)The first pillar of the Swiss pension system, paying a pension from the reference age based on income and contribution years.
- AHV contribution gapA year without the required AHV contributions, which reduces your pension by about 1/44 for life.
- Wealth taxA yearly cantonal and communal tax on net wealth above an allowance.
Read more

Swiss pensions
AHV when you stop early: how to avoid gaps in your pension
Stop working at 45 and your AHV pension can shrink for life. How contribution years work, what non-employed people pay and how to close the gap.