Housing
Buy or rent abroad? Comparing with staying in Switzerland
Buying a home abroad ties up capital in one place and one currency. How to compare buying, renting abroad and staying in Switzerland, and the hidden costs.
myFIREplan.ch · Blog
Early retirement, explained for Switzerland
Numbers, pensions, taxes and life abroad. Every guide ends with the calculator, preloaded so you can try it.
Education, not financial advice. Use at your own risk. Read the full disclaimer
Start here
FIRE basicsWhat is FIRE, and does it work in Switzerland?4 min read
The numbersYour FIRE number: how much is enough in Switzerland?3 min read
Swiss pensionsThe three pillars when you retire early3 min read
Tax and insuranceTaxes in early retirement: canton, capital and wealth3 min read
MindsetYou need less than you think: the case for a smaller number3 min read
Retire abroadRetiring abroad from Switzerland: what actually changes3 min read
Latest
Retire abroad
Retiring in Thailand from Switzerland: budget, visa and risks
Thailand can cut your monthly budget to about CHF 1,800. What the retirement visa asks for, how foreign income is taxed and the risks that matter at 70.
Retire abroad
Portugal, Spain, France or Italy: a Swiss retiree’s comparison
Four southern European options compared for an early retiree from Switzerland: visas, tax approach, healthcare and budget in francs. Facts to check.
Retire abroad
Retiring abroad from Switzerland: what actually changes
Lower costs are only part of it. What happens to your AHV, pension fund, Pillar 3a, health insurance and taxes when you leave Switzerland to retire.
Mindset
Rent for life, die with zero: spending your money on purpose
Most savers end life with far more than they needed. Why a plan that spends down on purpose can pay for more living, and the risks that stop you going to zero.
Topics
FIRE basics
What FIRE is and which kind fits you.
- Lean, fat, barista, coast: which kind of FIRE fits you 28 July 2026
- What is FIRE, and does it work in Switzerland? 2 July 2026
The numbers
How much you need and how fast you get there.
Swiss pensions
AHV, pension fund and Pillar 3a before 65.
- Your pension fund before 65: annuity, lump sum or leave it 11 August 2026
- Pillar 3a for early retirees: tax saver now, bridge later 6 August 2026
- AHV when you stop early: how to avoid gaps in your pension 4 August 2026
- The three pillars when you retire early 16 July 2026
Tax and insurance
Taxes and health insurance without a salary.
- Health insurance without a salary: what early retirees pay 25 August 2026
- Taxes in early retirement: canton, capital and wealth 18 August 2026
Investing
Returns, risk and costs, in francs.
- Investing in Switzerland: broad ETFs, domicile and fees 1 September 2026
- Sequence risk: why the first ten years of retirement decide 27 August 2026
Housing
Rent, buy, or neither.
- Buy or rent abroad? Comparing with staying in Switzerland 8 October 2026
- Rent or buy if you want to retire early in Switzerland 8 September 2026
Retire abroad
Lower costs, new rules: leaving Switzerland.
- Retiring in Thailand from Switzerland: budget, visa and risks 1 October 2026
- Portugal, Spain, France or Italy: a Swiss retiree’s comparison 29 September 2026
- Retiring abroad from Switzerland: what actually changes 22 September 2026
Mindset
Enough, spending and the case for needing less.
- Rent for life, die with zero: spending your money on purpose 15 September 2026
- You need less than you think: the case for a smaller number 10 September 2026
Try it with your numbers
Your own numbers beat any example.
Starts with
- Age 30
- Spend CHF 4’000 / month
- Save CHF 1’500 / month
- Saved CHF 20’000
Free and private. Your numbers stay on your device. Estimates for planning, not advice. Use at your own risk.