Pension certificate (Vorsorgeausweis)
The yearly statement from your pension fund showing your balance, credits, projected pension and buy-in potential.
It is the best source for the pension-fund inputs in the calculator.
Tools that use it
Related terms
- BVG (pension fund)The second pillar, the occupational pension fund that employees and employers pay into, paid out as a pension, a lump sum or both.
- Pension fund buy-inA voluntary payment into your pension fund to close a gap, deductible from taxable income.
- Coordination deductionThe amount subtracted from your salary to find the coordinated salary on which mandatory pension-fund contributions are paid.
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Swiss pensions
Your pension fund before 65: annuity, lump sum or leave it
What you can do with second-pillar money if you stop working early: early retirement, a vested benefits account, a lump sum, and the tax and risk trade-offs.