Real return

The return after inflation: how much your buying power grows.

A 7 % return with 1 % inflation is about 6 % real. The calculator works in real terms so that all amounts are in today’s francs.

Tools that use it

Compound interestWatch a starting amount and monthly savings grow, and what fund costs take.
Inflation and purchasing powerWhat an amount will buy in the future, and what today’s things will cost.

Nominal returnThe return before inflation, as fund reports and index providers usually quote it.
InflationThe general rise in prices, which reduces what a franc buys over time.
Compound interestEarning returns on earlier returns, so growth speeds up over time.

Investing

Investing in Switzerland: broad ETFs, domicile and fees

A plain guide to a low-cost portfolio from Switzerland: why broad index funds, how fund domicile affects withholding tax and what fees do over 30 years.

1 September 2026 · 3 min read

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Real return

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Investing in Switzerland: broad ETFs, domicile and fees