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FIRE in Zug

What early retirees pay in Zug: income, wealth and lump-sum tax at sample amounts, ranked against all 26 cantons.

Zug ranks 1 of 26 for income tax on a salary of CHF 120’000 (1 = lowest), 1 for wealth tax on CHF 1’000’000 and 4 for tax on a lump sum of CHF 500’000. Figures for Zug, single person, tax year 2026.

Zug is small, close to Zurich and Lucerne, and known for low taxes. That also makes it one of the most expensive places in Switzerland to rent or buy a home.

In our comparison Zug has the lowest income tax, the lowest tax on pensions and the lowest wealth tax of all 26 cantons; the lump-sum tax is among the lowest too. Whether it pays off depends on housing: the tax savings can disappear into rent.

Tax at a glance

CHF, federal, cantonal and communal tax in Zug, without church tax, tax year 2026.
Yearly taxSingleMarried, one incomeRank of 26Swiss median
Income tax, gross salary CHF 80’000CHF 3’339CHF 1’4471CHF 9’353
Income tax, gross salary CHF 120’000CHF 7’927CHF 4’3491CHF 18’330
Income tax, gross salary CHF 200’000CHF 23’033CHF 15’5911CHF 40’276
Income tax, pensions CHF 40’000CHF 621CHF 01CHF 3’059
Income tax, pensions CHF 60’000CHF 1’994CHF 5961CHF 7’035
Income tax, pensions CHF 100’000CHF 7’189CHF 3’5021CHF 17’041
Wealth tax, net wealth CHF 500’000CHF 187CHF 501CHF 1’331
Wealth tax, net wealth CHF 1’000’000CHF 917CHF 5601CHF 3’094
Wealth tax, net wealth CHF 2’000’000CHF 3’127CHF 2’6773CHF 7’046
One-off tax, lump sum CHF 100’000 at 65CHF 2’734CHF 1’9212CHF 4’609
One-off tax, lump sum CHF 500’000 at 65CHF 28’253CHF 27’3814CHF 36’574
One-off tax, lump sum CHF 1’000’000 at 65CHF 61’552CHF 61’0056CHF 80’985

What it means for early retirement

An early retiree in Zug with CHF 1’000’000 of savings pays about CHF 917 a year in wealth tax, against a Swiss median of CHF 3’094.

Living on CHF 60’000 a year of pensions there costs about CHF 1’994 in income tax (3.3%); the median canton takes CHF 7’035.

Taking CHF 500’000 from the pension fund as a lump sum costs about CHF 28’253 once (5.7%). Spreading 3a and pension-fund withdrawals over several years usually lowers it.

Zug is the calculator’s default canton. With the default plan you could stop at about 47.1.

Open the calculator with this canton →Gross to net salary in this canton

Compared with the other cantons

Wealth tax on CHF 1’000’000 of net wealth, single person, in each cantonal capital
  1. ZugCHF 917
  2. NidwaldenCHF 1’197
  3. ObwaldenCHF 1’387
  4. SchwyzCHF 1’497
  5. UriCHF 1’743
  6. ZurichCHF 2’002
  7. SolothurnCHF 2’031
  8. LucerneCHF 2’038
  9. Appenzell InnerrhodenCHF 2’166
  10. AargauCHF 2’323
  11. ThurgauCHF 2’485
  12. SchaffhausenCHF 2’647
  13. GraubündenCHF 2’849
  14. GlarusCHF 3’338
  15. Appenzell AusserrhodenCHF 3’673
  16. St. GallenCHF 3’821
  17. JuraCHF 3’914
  18. BernCHF 4’027
  19. Basel-LandschaftCHF 4’278
  20. TicinoCHF 4’458
  21. GenevaCHF 4’546
  22. FribourgCHF 4’932
  23. ValaisCHF 5’014
  24. Basel-StadtCHF 5’758
  25. VaudCHF 6’391
  26. NeuchâtelCHF 6’804

Swiss median: CHF 3’094

Frequently asked questions

How high is the wealth tax in Zug?

For a single person in Zug, about CHF 187 a year on CHF 500’000 and CHF 3’127 on CHF 2’000’000 of net wealth (tax year 2026, without church tax). Rates differ by municipality.

How is a pension-fund lump sum taxed in Zug?

Separately from other income and at a reduced rate: about CHF 2’734 on CHF 100’000 and CHF 28’253 on CHF 500’000 at 65, federal, cantonal and communal tax together.

Where can I check the current rules?

At the cantonal tax office and with the federal tax calculator, which covers every municipality, children and church tax. Tariffs change every year.

Check the current rules

These are estimates for the cantonal capital. Rates differ between municipalities, change every year, and depend on your family and deductions. The cantonal tax office has the current rules and tariffs; the federal tax calculator covers every municipality, children and church tax.