Barista FIRE
Leaving full-time work once your savings cover most of your spending, and earning the rest from part-time work.
The name comes from part-time café jobs that also offered health insurance in the US. In Switzerland the appeal is lower stress and continued AHV contributions on the part-time income.
Tools that use it
Related terms
- Coast FIREThe point where your savings could grow, without new contributions, into the amount you need at retirement.
- DownshiftingChoosing less work and a simpler life before full independence.
- Lean FIREFinancial independence on a deliberately modest budget, which means a smaller pot and an earlier date.
Read more
FIRE basics
Lean, fat, barista, coast: which kind of FIRE fits you
Four ways to reach financial independence, from a CHF 2,500 lean budget to a CHF 7,000 fat one. What each needs in francs and who it suits.