Lean FIRE
Financial independence on a deliberately modest budget, which means a smaller pot and an earlier date.
Lean FIRE often goes together with a cheaper place to live or a simple lifestyle. The risk is having little room for surprises such as health costs or higher rent, so a margin matters.
Tools that use it
Related terms
- Fat FIREFinancial independence with a generous budget, which needs a larger pot and usually more years of work.
- Barista FIRELeaving full-time work once your savings cover most of your spending, and earning the rest from part-time work.
- FIREFinancial independence, retire early. Saving and investing until your savings can pay for your life, so work becomes optional.
Read more
FIRE basics
Lean, fat, barista, coast: which kind of FIRE fits you
Four ways to reach financial independence, from a CHF 2,500 lean budget to a CHF 7,000 fat one. What each needs in francs and who it suits.