Fat FIRE
Financial independence with a generous budget, which needs a larger pot and usually more years of work.
Fat FIRE keeps today’s lifestyle or more, including travel and comfort. It suits high earners who prefer to work longer for more room later.
Tools that use it
Related terms
- Lean FIREFinancial independence on a deliberately modest budget, which means a smaller pot and an earlier date.
- FI numberThe savings you need so that your investments can cover your spending for the rest of your life.
- FIREFinancial independence, retire early. Saving and investing until your savings can pay for your life, so work becomes optional.
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FIRE basics
Lean, fat, barista, coast: which kind of FIRE fits you
Four ways to reach financial independence, from a CHF 2,500 lean budget to a CHF 7,000 fat one. What each needs in francs and who it suits.